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Are you covered?

Sunday, March 30, 2014

Are you covered? Many Homeowners may not know what steps they have to take to make sure they are fully covered by their insurance policies


Here is a clause out of the basic home owners policy from Intact Insurance 


LOSS OR DAMAGE NOT INSURED We do not insure loss or damage:

i. caused by freezing during the usual heating season: 1. within a heated portion of your dwelling if you have been away from your premises for more than 4 consecutive days but you will still be insured if any of the following precautions have been taken:

• arranged for a competent person to enter your dwelling each day you were away to ensure that heating was being maintained.


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