Are you covered? Many Homeowners may not know what steps they have to take to make sure they are fully covered by their insurance policies
Here is a clause out of the basic home owners policy from Intact Insurance
LOSS OR DAMAGE NOT INSURED We do not insure loss or damage:
i. caused by freezing during the usual heating season: 1. within a heated portion of your dwelling if you have been away from your premises for more than 4 consecutive days but you will still be insured if any of the following precautions have been taken:
• arranged for a competent person to enter your dwelling each day you were away to ensure that heating was being maintained.
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